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Jeff Hulett
Nov 35 min read
Sludge! - How to identify and manage the financial sludge in your life
Previously, we discussed this savings waterfall. This is the approach we use to make sure our income finds its way to your long-term...
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Jara Jones
May 88 min read
Optimizing Personal Finance Decisions: Budgets, Credit, and Investing
Credit Personal finance decisions permeate our daily lives. From budgeting and saving to investing and retirement planning, the choices...
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Jeff Hulett
Feb 14, 20232 min read
Sludge in action!
Sludge is all around us. Sludge is nuanced and is evident in our day to day purchases. It is the modern-day version of bait and switch.
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